How to apply for credit in three easy steps....

  1. Browse our site, choose your product and proceed to the checkout
  2. Enter your details and select one of the finance options below
  3. After your details have been submitted a decision will be made within 4 working hours

Finance Examples

Option 1: 6 Months Interest Free - 0% APR Representative

Purchase Price
£1,000.00 (inc. £20 insured delivery)
Deposit
£100.00 (10%)
Finance Fee
£0.00
Finance
£900.00
APR Representative
0%
Interest Rate
0% p.a. fixed
6 Monthly Repayments of
£150.00
Total Payable
(inc. deposit and fees)
£1,000.00

Option 2: 24 Months Finance - 15.9% APR Representative (Annual Rate 15.9%)

Purchase Price
£1,000.00 (inc. £20 insured delivery)
Deposit
£100.00 (10%)
Finance Fee
£0.00
Finance
£900.00
APR Representative
15.9%
Interest Rate
15.9% p.a. fixed
24 Monthly Repayments of
£43.57
Total Payable
(inc. deposit and fees)
£1,145.68

Option 3: 36 Months Finance - 13.9% APR Representative (Annual Rate 13.9%)

Purchase Price
£1,000.00 (inc. £20 insured delivery)
Deposit
£100.00 (10%)
Finance Fee
£0.00
Finance
£900.00
APR Representative
13.9%
Interest Rate
13.9% p.a. fixed
36 Monthly Repayments of
£30.36
Total Payable
(inc. deposit and fees)
£1,192.96

During the checkout process you will be redirected to the Hitachi Capital Finance online application form, allowing you to get a decision on your credit application within 4 working hours.

In order to apply for credit with Hitachi Capital Finance, you must:

  • Be 18 or older
  • Be either:
    • In permanent paid employment (over 16 hours a week)
    • Retired and receiving a pension
    • In receipt of an invalidity or incapacity benefit
    • A house-person with a partner in permanent paid employment
    • Self-employed
  • Be a UK resident (minimum of 12 months)
  • Be able to provide acceptable proof of address and proof of signature
  • Be able to make payments by direct debit
  • Be purchasing the watch for personal use and not business use

Credit subject to status and affordability - Terms & Conditions apply.

Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC authorised and regulated by the Financial Conduct Authority.